Nicki
The $445 Canada Family Benefit (CFB) for 2025 is a monthly financial support program launched by the Canadian government to ease the cost of raising children.
This initiative specifically targets families with children under 18, helping them manage rising living expenses and reducing child poverty.
Let’s break down every aspect of the CFB 2025 – from payment dates to claim procedures.
What is the Canada Family Benefit (CFB)?
The Canada Family Benefit is a new government benefit introduced in 2025, offering a monthly tax-free payment of $445 to eligible families.
The payment complements the Canada Child Benefit (CCB) and aligns with Canada’s broader mission to support low- and middle-income households.
This benefit aims to assist families facing increasing expenses due to inflation, high childcare costs, and other essential needs.
Eligibility for the $445 CFB
To qualify for the Canada Family Benefit in 2025, applicants must meet the following eligibility criteria:
- Residency: Must be a resident of Canada for at least 183 days in the tax year.
- Children under 18: Must have dependent children below 18 years old.
- Income Limit: Families with an annual income under $35,000 are eligible for the full $445 monthly benefit.
- Tax Filing: Must have filed an annual tax return (even with no income).
- CCB Registration: Must be enrolled in the Canada Child Benefit (CCB) system.
Monthly Payment Schedule – 2025
CFB payments will be issued monthly starting May 20, 2025, and will continue on the 20th of every month. If the 20th is a weekend or holiday, payment will be made on the closest business day.
Payment Date Table
| Month | Payment Date |
|---|---|
| January | January 20, 2025 |
| February | February 20, 2025 |
| March | March 20, 2025 |
| April | April 20, 2025 |
| May | May 20, 2025 |
| June | June 20, 2025 |
| July | July 20, 2025 |
| August | August 20, 2025 |
| September | September 20, 2025 |
| October | October 20, 2025 |
| November | November 20, 2025 |
| December | December 20, 2025 |
Payments are made via direct deposit to your CRA-registered account or via cheque if not enrolled for direct deposit.
How to Apply for the Canada Family Benefit
To receive the $445 monthly CFB, follow these steps:
- File Your Taxes
Even with zero income, filing a tax return ensures CRA has your updated details. - Register for CCB
If not already registered, apply for the Canada Child Benefit via CRA’s My Account or through submitted forms. - Update Family Information
Report any changes in marital status, number of children, or income to CRA. - Set Up Direct Deposit
Register through CRA My Account for faster and secure payments. - Track Your Benefits
Monitor your CFB deposits and keep payment records for dispute resolution or future references.
The $445 Canada Family Benefit for 2025 is a significant step towards helping Canadian families navigate financial hardships. By supporting households with children under 18, the government aims to reduce child poverty, offer financial stability, and make daily life more affordable.
Ensure your eligibility by filing your taxes, enrolling in CCB, and keeping your information up to date with CRA. This monthly support could be a vital lifeline for many households this year.
FAQs
Who qualifies for the full $445 payment?
Families with a net annual income of $35,000 or less and children under 18 qualify for the full amount.
Can I receive the CFB if I am already getting CCB?
Yes, the CFB works alongside the Canada Child Benefit, and eligible families can receive both.
What if I didn’t file taxes last year?
You must file your T1 tax return to become eligible for CFB payments.