The Canada Revenue Agency (CRA) has officially extended the GST/HST credit program into 2025, aiming to provide ongoing tax-free financial relief for low- and modest-income Canadians.
This quarterly credit is designed to offset Goods and Services Tax (GST) or Harmonized Sales Tax (HST) paid on essential purchases, helping individuals and families manage their day-to-day expenses.
Understanding the GST/HST Credit Program
The GST/HST credit is a non-taxable payment distributed every quarter to eligible Canadians. Its primary goal is to support those with lower incomes by compensating for the sales taxes they pay throughout the year.
Key Purpose
- Offset the GST/HST paid on goods and services.
- Provide regular, predictable support to eligible Canadians.
For the July 2024 to June 2025 benefit period, the CRA will assess eligibility using data from the 2023 income tax return.
Eligibility Criteria for 2025
To receive the GST/HST credit in 2025, you must meet the following conditions:
| Eligibility Requirement | Description |
|---|---|
| Residency | Must be a Canadian resident for income tax purposes |
| Age | Must be 19 years or older (exceptions apply, see below) |
| Income | Must have an adjusted family net income below CRA thresholds |
| Special Cases | Individuals under 19 may qualify if they are married, in a common-law partnership, or live with their child |
These thresholds vary based on family structure and the number of children.
Payment Schedule for 2025
The CRA issues GST/HST payments four times a year. Here are the scheduled dates for 2025:
| Quarter | Payment Date |
|---|---|
| Q1 | January 3, 2025 |
| Q2 | April 4, 2025 |
| Q3 | July 4, 2025 |
| Q4 | October 3, 2025 |
“Note: If your total annual GST/HST credit is less than $50, the CRA may issue it as a one-time lump-sum payment in January.”
GST/HST Credit Amounts for 2025
The amount each eligible Canadian receives is based on marital status, number of dependent children, and net income.
| Family Situation | Maximum Annual Amount |
|---|---|
| Single individual | $519 |
| Married/common-law couple | $680 |
| Per child under 19 | $179 |
“These amounts gradually decrease as your net family income increases.”
How It Supports Canadian Families
The GST/HST credit offers more than tax relief—it’s a lifeline for many households. It helps cover everyday expenses like:
- Groceries
- Utility bills
- Transportation
By alleviating tax-related financial pressure, the credit ensures greater economic stability for qualified recipients.
Steps to Receive Your GST/HST Credit
To ensure you receive your eligible GST/HST credit on time, follow these important steps:
- File Your Tax Return
Even with no income, filing is essential for CRA to determine eligibility. - Update Your Information
Report any changes in marital status, children, or address to avoid payment issues. - Use Direct Deposit
Set up direct deposit to receive payments quickly and securely.
Official Tools & Resources
To check your eligibility, manage your payments, or update your info, use these official CRA services:
The CRA’s GST/HST credit continues to play a crucial role in supporting Canadians with low or modest incomes, helping them offset the costs of everyday purchases.
With quarterly payments, clear eligibility guidelines, and non-taxable benefits, this program remains a vital resource for maintaining financial well-being in 2025.
Be sure to file your tax return, keep your personal details up to date, and monitor your CRA account to take full advantage of this credit.
FAQs
Do I need to apply for the GST/HST credit every year?
No. Once eligible, your status is automatically reviewed every year based on your tax return.
What if I didn’t receive a payment on the scheduled date?
Log into your CRA My Account to check for updates or contact CRA directly if there’s an issue.
Can newcomers to Canada get the GST/HST credit?
Yes, newcomers may qualify after becoming residents and filing their first tax return with CRA.