In May 2025, the Social Security Administration (SSA) is disbursing payments to approximately 69 million Americans, encompassing retirees, individuals with disabilities, and those receiving Supplemental Security Income (SSI).
A unique scheduling occurrence this month means that some beneficiaries will receive two SSI payments, while others will follow the standard payment schedule.
Detailed Payment Schedule for May 2025
The SSA issues payments based on beneficiaries’ birth dates and the date they began receiving benefits. Here’s the breakdown for May 2025:
Recipient Category | Payment Date | Details |
---|---|---|
SSI Recipients | May 1, 2025 | Regular monthly SSI payment. |
SSI Recipients (June Payment Advanced) | May 30, 2025 | June’s SSI payment issued early due to June 1 falling on a Sunday. |
Social Security Recipients (Started Before May 1997) | May 2, 2025 | Regular monthly payment. |
Birth Dates: 1st–10th | May 14, 2025 | Payment issued on the second Wednesday of the month. |
Birth Dates: 11th–20th | May 21, 2025 | Payment issued on the third Wednesday of the month. |
Birth Dates: 21st–31st | May 28, 2025 | Payment issued on the fourth Wednesday of the month. |
Note: The early issuance of June’s SSI payment on May 30 ensures beneficiaries receive funds before the weekend, as June 1 is a Sunday.
Understanding the Dual SSI Payments in May
SSI payments are typically disbursed on the first of each month. However, when the first falls on a weekend or federal holiday, the payment is advanced to the preceding business day. In May 2025, this results in two payments:
- May 1, 2025: Regular SSI payment for May.
- May 30, 2025: Advanced payment for June, as June 1 is a Sunday.
It’s important to note that this is not an extra payment but an adjustment to ensure timely disbursement.
Average Benefit Amounts in 2025
The Cost-of-Living Adjustment (COLA) for 2025 is set at 2.5%, leading to the following average monthly benefits:
- Retirees: Approximately $1,976.
- SSI Recipients:
- Individuals: Up to $967.
- Couples: Up to $1,450.
Actual amounts may vary based on individual circumstances, including income, living arrangements, and other factors.
Steps to Take if a Payment Is Missing
If you do not receive your expected payment:
- Wait Three Business Days: The SSA advises allowing three additional mailing days before taking action.
- Contact Your Financial Institution: Ensure there are no issues on their end.
- Reach Out to the SSA: If the payment is still missing after three days, contact the SSA at 1-800-772-1213 or visit your local office.
Note: Approximately 99% of beneficiaries receive their payments electronically, reducing the likelihood of delays.
Social Security Offices in Rhode Island
For in-person assistance, Rhode Island residents can visit the following SSA offices:
- Providence: 380 Westminster St., Providence, RI 02903
- Pawtucket: 4 Pleasant St., Pawtucket, RI 02860
- Warwick: 30 Quaker Ln., Warwick, RI 02886
- Newport: 130 Bellevue Ave., Newport, RI 02840
- Woonsocket: 2168 Diamond Hill Rd, Woonsocket, RI 02895
May 2025 brings a unique payment schedule for Social Security beneficiaries, with dual SSI payments due to calendar adjustments. Staying informed about these changes ensures timely financial planning and peace of mind.
FAQs
Why am I receiving two SSI payments in May 2025?
Due to June 1, 2025, falling on a Sunday, the SSA issues June’s SSI payment early on May 30 to ensure timely receipt. This results in two payments in May.
Will I receive an SSI payment in June 2025?
No, since June’s payment is advanced to May 30, there will be no SSI payment issued in June.
How is my Social Security payment date determined?
Payment dates are based on your birth date:
- 1st–10th: Second Wednesday
- 11th–20th: Third Wednesday
- 21st–31st: Fourth Wednesday
If you started receiving benefits before May 1997, payments are made on the 3rd of each month.