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Social Security Disability Insurance (SSDI) payments for June 2025 will be distributed according to the regular schedule set by the Social Security Administration (SSA).
The payment timeline depends primarily on the recipient’s birth date or when they started receiving benefits.
SSDI and SSI Payment Schedule for June 2025
Individuals who started receiving SSDI benefits after May 1997 will get their checks on varying dates depending on their date of birth.
Those who are on Supplemental Security Income (SSI) will receive their June benefit at the end of May.
Below is the official SSDI payment calendar:
| Birth Date Range | Payment Date (June 2025) |
|---|---|
| Born between June 1–10 | Wednesday, June 11 |
| Born between June 11–20 | Wednesday, June 18 |
| Born between June 21–31 | Wednesday, June 25 |
| SSI & Pre-May 1997 SSDI | Tuesday, June 3 |
What’s the Maximum SSDI Payment in 2025?
In 2025, the maximum SSDI benefit a person can receive monthly is $4,018, which reflects a 2.5% cost-of-living adjustment (COLA). However, this amount applies only to those with a high earnings record over their working years.
Average SSDI Benefit Details
According to SSA data summarized by DisabilitySecrets.com:
- The average SSDI benefit is approximately $1,580/month
- Nearly two-thirds of beneficiaries receive less than $1,600/month
- SSI recipients can get up to $967 (individual) or $1,450 (couple)
Eligibility Criteria for SSDI Payments
To qualify for SSDI benefits, applicants must satisfy several strict requirements:
- Medical Requirement: A condition that prevents substantial gainful activity (SGA) for at least 12 months
- Income Limits:
- $1,620/month for non-blind individuals
- $2,700/month for blind individuals
- Work History:
- Must earn 40 work credits, with 20 earned in the past 10 years
- Exceptions may apply based on age
- Social Security Contributions: Applicants must have contributed to Social Security through employment
- No Double Benefits: Individuals collecting retirement benefits cannot also receive SSDI
Student Loan Garnishments May Reduce SSDI Payments
Starting June 2025, the U.S. Treasury Department may garnish up to 15% of SSDI payments for individuals who have defaulted on federal student loans.
- This change is expected to affect around 452,000 SSDI recipients
- Only federal student loans in default are subject to garnishment
If you’re impacted by this, visiting a local SSA office or contacting them directly can help you understand your options and potentially reduce the financial strain.
SSDI beneficiaries can expect their June 2025 payments based on their birth date or benefit start date, with the highest payment reaching $4,018/month for eligible individuals.
However, those with defaulted student loans might see a reduction due to garnishments starting this month.
Staying informed and seeking guidance from SSA representatives is key to maximizing your benefits and addressing any concerns about payment deductions.
FAQs
When will I receive my SSDI payment in June 2025?
It depends on your birth date. Most will be paid on June 11, 18, or 25. Others (SSI & pre-May 1997 SSDI recipients) will receive theirs on June 3.
How much is the maximum SSDI payment for 2025?
The highest monthly SSDI benefit is $4,018, applicable to those with a high earnings history. Average payments are closer to $1,580/month.
Will my SSDI be reduced if I have student loans?
If you’ve defaulted on federal student loans, up to 15% of your SSDI payment may be garnished starting in June 2025.