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In the United States, disability benefits are primarily offered through two federal programs: Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI).
Although both aim to support individuals with disabilities, they differ significantly in eligibility criteria and payment structures.
Key Differences Between SSI and SSDI
SSDI is available to individuals who have worked and contributed to Social Security taxes through payroll deductions.
To qualify, applicants must have accumulated enough work credits and provide medical documentation proving their disability.
In contrast, SSI is designed for low-income individuals with limited resources. It is not tied to work history, making it accessible even to those who have never worked, such as children with disabilities or blindness.
Some individuals may be eligible for both programs if their income from SSDI is low enough to meet SSI’s requirements.
Upcoming SSDI and SSI Payment Schedule for May 2025
The Social Security Administration (SSA) has confirmed the payment dates for SSDI and SSI benefits for the month of May 2025.
SSDI Payments Before SSI in May
| Benefit Type | Payment Dates | Eligibility Criteria |
|---|---|---|
| SSDI | May 21, 2025 | Birthdays between 11th–20th (Filed after April 30, 1997) |
| SSDI | May 28, 2025 | Birthdays between 21st–31st (Filed after April 30, 1997) |
| SSI | May 30, 2025 | All eligible recipients |
If you receive both SSDI and SSI, your Social Security Disability Insurance will be deposited according to your birth date, while your SSI payment will arrive later.
However, those receiving both benefits will not receive their Social Security on May 21 or May 28 but rather on June 3, 2025.
Why SSI Will Arrive Early in May 2025
Typically, SSI payments are distributed on the first of every month. However, when the 1st falls on a weekend or federal holiday, the payment is advanced. Since June 1, 2025, falls on a Sunday, the SSI payment will be made on Friday, May 30, 2025.
This change ensures that over 7.5 million recipients receive their payments without delay.
Average Disability Payments in 2025
Here’s a breakdown of the average monthly benefits:
| Program | Average Payment (April 2025) | Maximum Possible Benefit |
|---|---|---|
| SSI | $717 | Varies by state |
| SSDI | $1,581 | Up to $4,018 |
Applicants not yet enrolled in either program can visit the official SSA disability application portal to apply if they meet the eligibility requirements: Apply for Disability Benefits
Both SSI and SSDI play vital roles in supporting millions of Americans with disabilities. While SSDI depends on work history, SSI offers support regardless of past employment.
Knowing your eligibility and payment dates ensures you receive your benefits without delays. If you think you qualify but haven’t applied yet, it’s a great time to take action and secure the support you need.
FAQs
Can I receive both SSI and SSDI at the same time?
Yes, you may qualify for both if your SSDI income is low enough to meet SSI’s financial limits.
Why is my SSI payment coming on May 30 instead of June 1?
Because June 1, 2025, falls on a Sunday, the SSI payment is advanced to the previous business day, May 30.
How do I check my SSDI payment date?
Check your date of birth and ensure you started receiving benefits after April 30, 1997. Birthdays from 11–20 get paid on May 21, and 21–31 get paid on May 28.